Seller FAQ

Cash offer vs listing — what’s the difference?

A traditional listing aims for top retail price through showings, inspections, and buyer financing. A Midgard cash offer prioritizes certainty and speed: fewer contingencies, no open houses, and a timeline you can plan around. The offer reflects as-is condition and closing certainty—not a retail list price.

How long does the process take?

Many sellers move from first conversation to contract within days once we’ve reviewed records and walked the property. Closing timing depends on title work and your preferred move-out date. We’ll give you a realistic range before you sign anything.

Do I need to make repairs?

No. We buy houses as-is. You don’t need to paint, replace flooring, or finish projects. If something is unsafe, tell us so we can plan around it—but cleaning up for showings isn’t required.

What if I’m facing foreclosure?

Time matters. Share any notices you’ve received and known sale dates when you contact us. We’ll review urgency first and be honest about whether a cash close can help before a scheduled sale. We’re not a law firm and don’t give legal advice—but we can move quickly when the facts support it.

I inherited the house. Can you still buy it?

Often yes. Inheritance and probate status affect title and timing. Tell us whether probate is open, if other heirs are involved, and whether the home is vacant. We’ll outline what documents are typically needed so you’re not guessing alone.

Who pays closing costs?

We’ll spell out closing costs in writing with the offer. Cash purchases often simplify the seller’s side compared with a retail buyer’s financing package. Exact allocations are deal-specific and reviewed at the title company.

What is Andy’s walkthrough?

Andy’s walkthrough is a respectful, in-person look at the property—condition, layout, and anything you want us to know. It’s not a high-pressure inspection appointment. You’re welcome to ask questions the whole time.

What happens after we sign a contract?

We move through clear milestones: under contract, funding steps on our side, any contractor inspections we need, title work, closing scheduled, and funds. Sellers in process can follow progress on the project tracker page (private link when applicable).

How do you handle my privacy?

We use the information you submit to evaluate your property and contact you about next steps. We don’t list your home on the open market as part of this cash-offer path, and we don’t share your story for marketing without permission. See our Privacy Policy for details on forms and data.